It's been one year since I made the decision to claim Social Security benefits. There was an early rise then steep fall during the last half of the month. This caused the running tally to be less than it had been by motn's end. I try not to take 'snapshots' of my position, because it can greatly distort trends. Although I seldom worry about trends, it's prudent to be aware of what the market is doing.
Our fund, VDADX, was down a tad from May month end, but again, just like clockwork every 3 months, we received a dividend. This time 15.35 cents per share! For Irma, this amounted to nearly $150 in her Social Security deposit account.
SCORECARD
Willie had a month end balance of $190,676.11. His monthly benefit check (including the COLA) would be $2,175.18 if he changed his mind and decided to file for benefits at this time.
Irma deposited the $2011 check and withdrew $2413 from her existing account, so her net total is $218,496.97. Her Social Security investment account now has $26,865.30.
Sam used his benefit check to supply $1583.24 of his monthly expenses. His untouched IRA account sat at $222,875.77. He has reinvested more than $4,000 of dividends in the first year.