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DECEMBER 2017

End of year is a time typically when investors scrutinize what their investments have done, where they see their missed opportunities of huge gains (which no one can predict reliably), and what changes they may want to make for the coming year. Not to mention getting their income gains and losses in order to file income tax returns. At this time we know of the changes coming due to the Tax Cuts and Jobs Act of 2017, but these changes do not affect our 2017 tax returns. Some changes are promised to save Americans money and reduce the complexity of filing. We'll see......

The tax reform bill was signed into law mid-month and the market reacted with a yawn and a continued decent run up.

The fund's share price is up again, to 27.66. at month end. Plus, the quarterly dividend bonus of 14.85 cents per share. Willie had a month end balance of $203,850.25. His monthly benefit check would be $2091.00 if he changed his mind and decided to file for benefits at this time.

Irma deposited the $1971 check and withdrew 2365 from her existing account, so her net total is $218,599.84. Her Social Security deposited account now has $14,749.15.

Sam used his benefit check to supply $1552.20 of his monthly expenses. His untouched IRA account sat at $219,349.60.